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| COMMUNITY REMINDERS & NEWS YOU CAN USE... |
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LOCAL RADIO STATION for latest news, obituaries, etc... www.wvleradio.com
FOR ALL THE LATEST PRIMARY CENTER AND MIDDLE SCHOOL NEWS... ...Tune to 91.5 for Middle School or 90.5 for Primary Center.
MISSING MONEY? You or someone you know may have unclaimed property right now listed on the state treasury website. Any citizen whose name appears on the list can claim their property by calling 1-800-465-4722 or, on the Internet, accessing www.kytreasury.com.

WHAT EVERY COLLEGE STUDENT SHOULD KNOW ABOUT CREDIT AND CREDIT CARDS!
*A BAD CREDIT HISTORY makes it harder to get a loan, buy a car, or even get a job.
*PAY OFF YOUR BALANCE every month. If you only make the minimum monthly payment on a $2000 balance, it will take 18 years to pay off-plus $2615 in interest!
*PAY ON TIME. A missed payment hurts your credit rating.
*NEVER TAKE CASH ADVANCES. It's hugely expensive.
*ANNUAL PERCENTAGE RATE, the interest rate on outstanding balances. Look at the full rate, not the "introductory" rate.
*GRACE PERIOD, the interest-free time between a purchase and the billing date- usually 30 days. There's no grace period on cash advances.
Article taken from 'Parade Magazine' January 6, 2002.
ADOPTION AWARENESS If you are interested in learning about adoption please call 270-237-3101 or you can see children that are available for adoption by clicking on the following website... www.wednesdayschild.com
VETERANS STORIES NEEDED "Nothing is too simple, nothing too great." "We want their stories," Marsha said. Many are left who served in the Gulf War and Vietnam; fewer are left from the Korean War. Fewer still reemain from those serving in World War II; nearly all are gone from World War I. But all their stories are important. Their stories are so important, in fact, that Scottsville's Marsha Woodward and her husband Berie, who served in post-war Korea, have started a campaign of their own: collecting them. If you are a veteran or a family member of a veteran and would like to tell your story please call Marsha Woodward at (270) 237-4229.
Help HABITAT FOR HUMANITY build houses and at the same time reduce your Income Tax Liability for Appreciated Assets. For information, contact 622-8021.
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YMCA NEWS FROM YMCA OF SCOTTSVILLE & ALLEN CO
YMCA FACILITY HOURS: Monday-Thursday....5:30 a.m. - 9:00 p.m. Friday.............5:30 a.m. - 7:00 p.m. Saturday...........8:00 a.m. - 4:30 p.m. Sunday.............1:00 p.m. - 5:00 p.m.
The YMCA of Scottsville & Allen County offers personalized health and wellness programs as well as sports, recreational and family activities for people of all ages. Visit the YMCA today and get started on a healthier spirit, mind and body.
FOR MORE INFORMATION ON YMCA PROGRAMS, STOP BY THE YMCA OR CALL (270) 237-5704. **************************************************************** 
ALLEN COUNTY PUBLIC LIBRARY 106 W MAIN ST SCOTTSVILLE KY 42164 270-237-3861 www.allencountylibrary.com Email the library at: mail@allencountylibrary.com
Go to the library website for information about library programs and links to many other web sites.
Most library services are free. You can obtain a library card and check out books, videos and magazines, use the public access computers for word processing and Internet, find a peaceful place to read and bring your children for story times all without taking a dime out of your pocket.
If you don't have a library card, please visit the library and see how much is available to you and your family. Take advantage of the services they provide.
There are some great web sites linked to the library home page. Watch the Citizen Times for periodical special programs detailing different aspects of computer use. Sometimes the library has e-mail workshops or Internet workshops pertaining to a specific subject.
If you have any questions about bookmobile service, call at 237-3861. If you can't get in to town, maybe you can get to the bookmobile. If you live near any of the community stops, don't be shy. Visit the bookmobile for a FREE library card and check out some books.
The library has started a collection of books on CD and they are so popular they can't keep them on the shelves! They are adding to the collection a little at a time, though, so look for them the next time you stop by.
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BE AN ANGEL Become a Kentucky organ & tissue donor. For more information contact 1-800-525-3456 or visit their website at www.TrustForLife.org
SIGNING YOUR DRIVERS LICENSE DOESN'T MAKE YOU AN ORGAN DONOR...TELLING YOUR FAMILY DOES. TALK TO YOUR FAMILY ABOUT DONATING LIFE. The first big step in becoming an organ donor is making the decision to do so. But that decision alone doesn't guarantee that your wishes will be followed. What many people don't know is that the surviving family must give consent before organ and tissue recovery can take place. Without that consent, it simply won't happen. Please don't let a wonderful decision go to waste. Talk to your family about donating your organs. Talk to your family about donating life. For more information, visit www.shareyourlife.org or call 1-800-355-SHARE. From the Coalition on Organ and Tissue Donation MONEY AVAILABLE FOR EYE EXAMS Kentucky law requires eye examinations for children entering school for the first time, and parents can find help paying for it as part of the Kentucky "Kids Now" program. Families not receiving Medicare or Medicaid and having no other insurance to cover medical expenses--and earning $28,300 to $35,375 annually--can qualify. For more information, call 1-800-232-1160.
FREEBIE BONANZA The Federal Consumer Information Center has collected 12 of its most helpful free guides in a special "bonanza package." Want safety tips for buying medicines online, a guide for long-term savings plans or help with purchasing life insurance? All are included, as well as information on Medicare, child-protection tips, even advice for novice fishermen. To order, visit www.pueblo.gsa.gov or call 1-888-878-3256, weekdays 9 a.m. - 8 p.m. (EDT), and ask for Bonanza.
FREE HEALTH GUIDES Millions of Americans rely on drugs, but mixing medicines can be deadly. New booklets from the FDA and the Council on Family Health tell how to take drugs safely. For copies, call 1-888-878-3256, weekdays 9 a.m. - 8 p.m. ET, or visit www.pueblo.gsa.gov . Ask for "Be an Active Member of Your Health Care Team" and "Drug Interactions."
GET RID OF YOUR MERCURY THERMOMETER The American Academy of Pediatrics has advised doctors and parents to stop using mercury thermometers because of the toxicity of mercury vapor to both humans and wildlife. When any mercury-containing product, such as a thermometer, breaks indoors, the mercury vaporizes. The resulting vapor can cause a host of symptoms-mostly neurological-but it also can hurt the kidneys, liver and skin. It is far less dangerous to swallow the mercury from a broken thermometer than to allow it to fall on a carpet. The body absorbs very little mercury when ingested. (Interesting note about mercury: One thermometer has .7 grams of mercury. Just 1 gram can contaminate all the fish in a 20-acre lake.) To get rid of your unbroken thermometers or flourescent lamps, don't just throw them away. Take them to a hazardous-waste collection center. If there's no such facility nearby, ask your local poison-control center or fire department how to dispose of the mercury. Then buy a digital themometer for just a few dollars. For futher details, visit www.epa.gov , the Environmental Protection Agency's Web site. Reprinted from an article in Parade Magazine (Sept. 16, 2001 edition).
TVA - Safety Information concerning cell phones and refueling... The Shell Oil Company recently issued a warning after three incidents in which cell phones ignited fumes during fueling operations.
In the first case, the phone was placed on the car's trunk lid during fueling; it rang and the ensuing fire destroyed the car and the gasoline pump.
In the second, an individual suffered burns to their face when fumes ignited as they answered a call while refueling their car.
And in the third, an individual suffered burns to the thigh and groin as fumes ignited when the phone, which was in their pocket, rang while they were fueling their car.
You should know that: ...Cell phones can ignite fuel or fumes. ...Cell phones that light up when switched on or when they ring release enough energy to provide a spark for ignition. ...Cell phones should not be used in gas stations, or when fueling lawn mowers, boats, etc... ...Cell phones should not be used and must be turned off, around other materials that generate flammable or explosive fumes or dust, solvents, chemicals, gasses, grain dust, etc... ...Hopefully, most of you have heard that's its unsafe to smoke or use your cell phone while pumping gas. ...Now there is another safety warning you should know concerning static electricity.
Below is important information from Pat Cabling who works at Chevron Texaco's Richmond Refinery.
To sum it up, here are the Four rules for Safe Refueling 1) Turn off engine. 2) Don't smoke. 3) Don't use your cell phone, leave it inside the vehicle or turn it off. 4) Don't reenter your vehicle during fueling.
Robert Renkes of Petroleum Equipment Institute is working on a campaign to make people aware of fires as a result of "static electricity" at gas pumps.
His company has researched 150 cases of these related fires. His result were very surprising: 1) Out of 150 cases, almost all of them were women. 2) Almost all cases involved the person getting back in their vehicle while the nozzle was still pumping gas; when finished, they went back to pull the nozzle out and the fire started, as a result of static. 3) Most have had on rubber-soled shoes. 4) Most men never get back in their vehicle until finished pumping gas completely. 5) Most men don't use cell phone when pumping gas. 6) It's the vapors that comes out of the gas that cause the fire, when connected with static charges. 7) There were reported 29 fires where the vehicle was reentered and the nozzle was touched during refueling from a variety of makes and models; some resulting in extensive damage to the vehicle, to the station, and to the customer. 8) Seventeen fires that occurred before, during or immediately after gascap was removed and before fueling began.
Mr. Renkes stresses to NEVER get back into your vehicle while filling it with gas. If you absolutely HAVE to get in your vehicle while the gas is pumping, TOUCH THE METAL, before you pull the nozzle out.
This way the static from your body will be discharged before you ever remove the nozzle. As I mentioned earlier, The Petroleum Equipment Institute, along with several other companies now are really trying to make the public aware of this danger.
Please send this information to your family and friends, especially those who have kids in the car with them while pumping gas. If this were to happen to them, they may not be able to get the children out in time.
PARENTING HELP HOTLINE OFFERED The Dry Ridge, Ky-based Kentucky Multi-County Task Forces on Child Abuse, Inc. offers a hotline as well as internet information on child abuse prevention, stress management and related topics. Call 1-800-468-8920 or access the organization's internet site at www.kychildabuse.org
QUITLINE AVAILABLE A national foll-free quitline that offers help to pregnant women who want to quit smoking is now available. The toll-free number is (866) 66-START.
DIABETES INFO AVAILABLE Over 178,000 adult Kentuckians currently have diabetes; information on the disease, its effects and dietary tips to help prevent diabetes can be found at the American Diabetes Associaion's Internet site,www.diabetes.org or by calling (888) 342-2383.
ATTENTION SENIOR CITIZENS Visit the following website for senior citizens and use the online questionnaire to help ferret out "hidden" state and federal benefits that you didn't know you were eligible to receive.www.benefitscheckup.org
ASSISTED LIVING GUIDE AVAILABLE The Kentucky Office of Aging Services offers a consumer guide for choosing an assisted living facility. To obtain a copy, call (502) 564-6930.
AT HOME ALBTEROL PRODUCTS AVAILABLE The in Home Rx Program makes available breathing medications and Nebulizers to patients who may have asthma, emphysema or COPD at no cost to the recipient, if they qualify. The Albuterol Products are provided to those who are troubled with severe breathing conditions and meet the additional guidelines of the program. For more information call (800) 344-5764 or visist www.inhomerx.com
CANCER PATIENTS FLY FREE...IN EMPTY SEATS ON CORPORATE JETS
Need a lift? A message for cancer patients of all ages. You can fly to recognized treatment centers around the country- aboslutely free- in the empty seats on corporate jets. No costly airfare. No stressful delays. No unnecessary exposure to airport crowds.
Corporate Angel Network, a national public charity, works directly with patients and families to coordinate their travel needs with the flight plans of Corporate Angels, some of of the nation's largest corporations. Since 1981, they've arranged more than 20,000 flights with cancer patients aboard.
Give A Lift. A message for corporations and fractional aircraft owners. Your half-full aircraft is really half empty. An empty seat on your aircraft, flying on routine business, is a perfect opportunity to give a cancer patient a lift. In both body and spirit.
Join the Corporate Angels, 500 strong including 56 of the top 100 in the Fortune 500, who generously make empty seats on their aircraft available to patients.
It's simple. They will work directly with your flight department to coordinate with the patients.
Please call 914-328-1313. They will do the work.
Corporate Angel Network, Inc. Westchester County Airport One Loop Rd White Plains NY 10604 Phone 914-328-1313 Fax 914-328-3938 Patient Toll Free 866-328-1313 Info@CorpAngelNetwork.org www.CorpAngelNetwork.org
UPROMISE....A COLLEGE SAVINGS PLAN Now America's leading companies can help you save thousands of dollars for college. When you join Upromise, participating companies will contribute a portion of what you spend with them into a Upromise account for your child, grandchild or any other future college student. And you can invest those savings in a tax-advantaged 529 college savings plan managed by top investment managers.
You can get college contributions every time you use your credit card, buy gas, make a long distance call, shop at your favorite store, buy office supplies and much more. Just think of the major contributions you'll receive if you make a big purchase, like getting a new car or even buying or refinancing a house. Thousands of leading companies participate in Upromise. For a full list of participating companies, visit www.upromise.com and join for free. Then watch your college contributions add up- day after day, year after year.
Friends and relatives can also join Upromise and direct their contributions to your child's Promise account. Together, a network of family and friends could turn their combined spending into thousands of dollars in college savings for a future student.
Saving for college with Upromise is simple--there's no paperwork to keep track of, and you'll have secure online access to your Upromise information 24 hours a day.
VETS: APPLY FOR WKU PROGRAM Western Kentucky University's Veterans Upward Bound program, offering free refresher courses to military veterans seeking college or vocational education, has already served many veterans beyond traditional college age and is still accepting applicants. For more information call (270) 745-5310.
KVU ADDS PRO TRAINING Kentucky Virtual University now offers advanced technical training in such areas as fire fighting, technology, paralegal and police dispatching. KVU has enrolled a record 3014 students for the spring 2001 semester. Residents at 119 Kentucky counties, 24 states and four foreign countries have signed up for KVU Internet classes. To find out more, call (502) 573-1555 or toll-free 1-877-740-4357 or access the KVU Internet site, www.kyvu.org
KENTUCKY LAWS REGARDING WILLS--From the County Attorney's Desk (taken from THE CITIZEN TIMES newspaper July 5, 2001 edition) 1. While many experts recommend that an attorney prepare your will, Kentucky law does not require it. You may write your own will, but your will must name an executor, must be signed by the testator or by someone in his/her presence and by his/her direction.
2. Under most circumstances, wills must be signed by the testator and at least two credible witnesses. However, the witnesses are not required if the will is handwritten by the testator. A will created by computer, typewriter or in someone else's handwriting must be attested by two credible witnesses.
3. Under most circumstances, you must be 18 to make a will. However, in special circumstances, minors can be given special permission to make a will. Any minor who has children may appoint a guardian through a will.
4. All wills must be signed, but Kentucky law does not mention the necessity of dating a will. However, the County Attorney strongly recommends that you date the will next to your signature in case you decide to amend the will later on.
5. Wills can be used to name guardians for your children.
6. All wills must name an executor.
7. If one or more of the witnesses to a will become mentally or physically incapable of testifying to the validity of a will, the district court may admit the will to probate based on the testimony of at least two other credible, disinterested witnesses that the signature on the will is indeed in the handwriting of the testator. The court may also seek other sufficient proof of the handwriting or require additional proof.
8. Wills do not have to be notarized if they have two credible witnesses or are written in the testator's own handwriting.
9. Each state has its own laws and regulations regarding wills. Make sure your will complies with those laws when you move.
10. It is extremely important to describe clearly and specifically how you want your property divided. Otherwise, the court will have to use its discretion in handling your estate.

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